How to cut the cost of driving in 5 steps…


With all sorts of rising costs related to motoring, many drivers are looking for ways to help them meet their bills.

Whilst you can’t avoid paying for road tax, car insurance, fuel and servicing, it is possible to make economies in all these areas. Here are five things to consider when it comes to cutting the cost of driving.

1. Drive carefully
Driving carefully means more than just obeying the rules of the road. If you apply consistent care to the way in which you drive your car, you could be rewarded with reduced running costs.

Keeping your speed down will help you save on fuel; this is worth remembering when you’re tempted to put your foot down. Driving at 70mph can eat up almost 30% more fuel than staying at a steady 50mph. Avoiding braking sharply and keeping a light touch on the accelerator will also improve your fuel efficiency.

Tyres are important, too – low air pressure can lead to increased fuel consumption, so make sure yours are checked regularly.

2. Reduce mileage
Every mile you drive costs you money, so it makes sense to consider whether your journey is really necessary. If you’re in the habit of jumping into the car whenever you need to run an errand, why not try to reduce your mileage with a bit of forward planning?

You might find that, by keeping a list of things you need to buy or do, you can get it all done in one trip, saving time and money into the bargain.

3. Find cheaper fuel
The cost of motoring really hits home at the petrol pump. You can start saving money by making your own comparison of local forecourt prices, or look online for websites designed to locate the cheapest fuel in your area. If there’s a supermarket nearby, you might find its fuel is cheaper than some independent petrol stations.

Look out, too, for the petrol promotions frequently offered by large supermarkets. Together with loyalty schemes, they can help you make a worthwhile saving on the price of fuel, especially if you’re a high mileage driver.

4. Reduce your road tax
You may think road tax is a fixed sum that can’t be reduced, but there are ways of paying less for your annual tax disc.

If you’re thinking of changing your car for a new model, consider going green. The fuel economy labels on the cars displayed in the showroom will help you compare different cars.

New cars are given a rating from band A (green) to band G (red); band A is the most fuel efficient. The labels determine how much road tax is payable each year – the more fuel efficient the car, the less tax you will pay – and, of course, you’ll save on fuel, too!

5. Car insurance
Car insurance can be a major outlay, so it makes sense to take care when you are comparing quotes. Cutting costs needn’t mean cutting corners – a cheap policy might not turn out to be a bargain in the event of a breakdown or accident.

Make sure you are getting value for money by choosing a car insurance policy that gives you all the cover you need.

Author Bio:
Janet Chapman writes on a range of topics including family matters and car insurance. In her free time she enjoys cooking, the countryside and trying to train her large dog.

Wow! Two months gone already in 2012?

With nearly a quarter of the year gone already I’m still talking to other business owners about the importance of writing down your goals. So have you got yours to hand? Just ask yourself the following questions?

Where are you going to be in January 2013?

How will you look back at 2012?

What do you really want to achieve?

Remember you will have personal goals as well as business and shared family goals too. I wanted to share with you my goals for 2012 and make sure you live them breathe them visualise them and implement actions to get there!

  • Become an Author and launch my ebook
  • Launch Mumpreneur support site
  • Lose 2 stone
  • Group Leader within Utility Warehouse (TL – 1/1/2012)
  • Family Holiday x 2
  • Win a Business Award
  • Weekend away with the girls
  • Weekend away with H
  • Income- monthly turnover £5000
  • Jacob reading & writing daily
  • Reuben potty training
  • PR for Huntley Thawe- National press

 

Facebook- Timeline changes for pages

Why do they keep changing? Facebook is becoming more powerful in 2012 and you need to update yourselves on the changes to make sure your business doesn’t get left behind.

This tip guide includes videos and I have seen and read alot of articles on this recently and this has to be the best.

Check it out by clicking here and remember I offer help with set ups and management have a look at my services page.

WIN Baby show tickets!!

Yes it’s true I have 2 pairs of Baby show tickets for Excel London this weekend from the 24th-26th February 2012 up for grabs!

What is the show all about? With over 250 brands to choose from, The Baby show has the widest range of baby and maternity products, many not available on the high street. Try and compare before you buy, save money with exclusive offers and meet with experts on hand to provide advice. The Baby Show offers the ultimate shopping experience for parents-to-be and parents, without the stress of the high street.

I want to get to 2000 followers this week so if you are a mum to be or already a parent and want to go for free subscribe to my blog and follow me on twitter and winners will be announced on 23rd Feb 2012!

Good luck and tell all your friends Inspired Mum has free tickets she is giving away!

Half term on a shoe string!

BBC Radio Coventry & Warwickshire contacted me as they had read my blog and wanted my tips for half term so here it is….

click here

5 ways to save the pennies this year…

Saving the pennies this year is a biggy for me not just because of the state of the economy but for me especially as I have been made redundant recently. There are many ways we can all save money and here are a few of my ideas:

  • Change supermarkets – I love M&S and Sainsbury’s and will always still shop there for my treats but let’s face it a cucumber is a cucumber , pasta is pasta etc. I recently shopped at ALDI and you know what I think I’m hooked my bill was 30% cheaper and most things in my trolley were the same quality so make sure you shop around and try new places to shop.
  • Walk- walking is so good for us and enjoyable too whatever the weather! I’ve always had a company car and driven everywhere but in the process think I’ve become lazy. Also I can’t believe how much you miss in the car, I’ve seen buildings I never new existed, breathed in the fresh air, gained a bit of exercise for the day but more importantly have no car park or petrol charges and it’s Free!
  • Switch Utility suppliers – How much have our household bills gone up over the last 5 years? Massively and with the wholesale prices of energy going up and telephone and broadband and mobiles adding to the equation it can be a mortgage in itself. Make sure you shop around and compare prices regularly and check out Which magazine as they are totally independent some of these compare websites I found are not. I have all my bills through the Utility Warehouse and have saved over £750 a year so make sure you regularly compare.
  • Vouchers- Buy one get one free, 20% discount, free bottle of wine, the choice is yours. Everyone is feeling the bite this year and so many businesses are offering discounts. Sites such as, Groupon, Goodypass, KGB, have gone big this year haven’t you noticed loads of discounts at restaurants, hotels, spa treatments gifts etc. So get on google and see which vouchers you can find.
  • Holidays-again there are lots of bargains up for grabs online but do we really need to go abroad to have a break? Family holidays are much easier in this country just chuck everything in the boot, no flight delays, no getting up at stupid o’clock trying to get the kids ready. The lake district is a fab destination lots of adventures for children and places to explore. Cornwall is another fab place and in the summer gets some great weather.

There are so many other ways we can save this year and still have live the same quality of life or in fact have a bit more fun with it- all the best with your savings for 2012!

Why did I stop blogging?

I set up Inspired mum the beginning of 2011 and was doing regular posts up until March but why did I stop? I am very goal driven and had all my goals set for the year but why didn’t I put continuing my blog on there?

I guess last year was a big year for me I had some big milestones to achieve. We moved house twice as we sold our gorgeous house that H had renovated moved into rented and looked for the next project and found it yipeeee!!! Although not so yipee because we got loads of work to do!

I also became the new branch leader for Networking Mummies Birmingham as loved the idea of networking with my boys when I can and have found lots of other mums wanting to do the same.

The other big thing that happened last year was I returned from MAT leave to work and the company were having a big shake up  restructure and as I expected redundancies were happening. For a while I knew this was coming but didn’t know whether I would be one of the chosen ones, as deep down with my burning desire to break free from the employed corporate world I wanted it to happen to me so I can work more flexibly for myself (plus not forgetting all the work I do for H!).

So yes it happened and as of the 31st Jan 2012 I was made redundant!

What a relief? Although the fear of failure stays at the back of your mind, but hey what a wonderful gift from the company that now they have given me more time to spend with my beautiful boys.

So you will be hearing more from me this year as I will be back in the world of blogging giving you more Live, Love and laugh and will be definitely be sharing my ideas on how we can all save more money as families and businesses in 2012!

Silent Sunday -My friend Mae

Other Silent Sunday posts can be seen over at Mocha beanie mummy.

Carnival of Age!

Well here it is my first Carnival I want to say a big thanks to the Become a mumpreneur members who have supported me in putting this together.

 

So age was the theme and it was Sara Flay I have to thank for he buzz and energy she brings to BaM and her comment about being ‘child like and 30′ which inspired me to do my first Carnival. I believe she is 30 Going on 13 from what I know of her already and she isn’t going to let anything get in her way a true mumprenur. There are a mix of ages within the forum and of course most of us our mums. I’m 35 and my boys are 3 and 7 months they make me feel 21 again with the fun we have. Does age matter? I don’t think so I may not be the youngest mum out there but I’d like to think I’m quite a cool mum. Living in a home with your Dad as a DJ brings some great parties and fun and age just doesn’t come in to it!

 

So yes for me Marylin Wow you’re so young is true being 26 compared to old mum me but does it matter?

 

Age it’s just a number Jackie I have to definitely agree.

 

So grab a coffee and enjoy!

Thawe’s Thursdays

After an amazing week so far with it being International Women’s Day and attending the Mumsclub Business Awards I have been inspired to launch Thawe’s Thursdays!

 

 

I’ve been searching for my niche and I think I may have found it. What is it I am passionate about yes Live, Love, Laugh but what does that really mean to me? I want to have fun building a flexible income meeting people and helping people do the same. We all have the same challenges and can support each other making great friends along the way too.

 

 

So with that desire to help and support others what skills and knowledge can I pass on? It’s been staring me in the face without me knowing it. I have 14 years experience within the corporate sales world. I have been in a field sales role, training and management positions so have sales, coaching and leadership skills that I probably take for granted.

 

 

So Thawe’s Thurdays is here what skills can you share that you take for granted?

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